[Editors Note: This is a guest post by Robert Pagliarini, prolific user of MindMeister and author of The Other 8 Hours, the U.S. #1 national bestselling personal finance book. Robert has made numerous national television appearances including 20/20, Good Morning America, Dr. Phil, and ABC Morning News. He's also been featured in print with articles published in The Wall Street Journal, Newsweek, BusinessWeek, and Money Magazine.]
Your financial life has a certain trajectory—similar to a train on a track. There will be twists and turns, but you can easily determine where you will end up if you stay on the financial track you’re currently on. What if the traditional methods of working hard, cutting expenses, and saving don’t work for you? Brown bagging it every day won’t cause you to jump tracks and end up somewhere completely different. The guy living in the mansion overlooking the ocean didn’t buy that house by clipping coupons, and the chick passing you in a $400,000 Maybach didn’t get that way by eliminating her morning latte. For most of us, the gap between where we are and where want to be is so wide that we’ll never be able to close it by following traditional financial advice.
What’s the solution? If you’re tired of scraping by you’ve got to create. If you want to move out of your apartment or make more than minimum wage, you’ve got to create. If you want a big house overlooking the ocean, to travel first class, to quit your job, or to drive your dream car, guess what? The answer is in the other 8 hours. The answer is to shift from being a full-time consumer to being a part-time Cre8tor.
A what? A Cre8tor is a creative entrepreneur who has a day job but wants more. He isn’t content with the status quo, and is less than thrilled with the thought of working another 40+ years. He knows that the only way to “jump the tracks” to get to a new financial level is to do something different during the other 8 hours. A Cre8tor utilizes his strengths, passions, and/or expertise to create something unique and valuable—maybe he’ll start a blog, work on an invention, write a screenplay, or start a business. If you settle for a paycheck, you’ll only be worth what your employer pays you. But if you create something valuable, there’s virtually no limit to your worth.
A long commute, brainless boss, and an empty bank account can wreak havoc on your outlook, hope, and purpose, but a side project or venture can bring inspiration to your life. When you’re passionate about what you’re creating during the other 8 hours, you can endure even the worst day. It will change your whole morning routine.
Creating provides purpose and it provides a reason to get out of bed in the morning. It provides the hope that life can improve. When you create, it engages your mind and your soul.
Should you really spend some of your precious other 8 hours creating, or would we be better off having fun and enjoying ourselves? Studies show that most of us are not fulfilled mentally or emotionally in our day jobs. We work, not because we are passionate about what we’re doing, but for a paycheck. Even though you might be stuck at your day job doing something that doesn’t fully capture your mind and heart, that doesn’t mean what you create during the other 8 hours has to feel like work. In fact, it shouldn’t feel like work at all. I want you to be excited and passionate about what you create and about the potential results you can achieve.
With very few exceptions, anybody who has attained any level of financial success has created something. It might be a book, a CD, an invention, a website, or whatever. Look around you. Everything you see was originally just an idea in someone’s head.
You are living in the most exciting and mind blowing time we have ever experienced. It is rich with opportunities that literally didn’t exist just a few years ago. Unless your last name was Rockefeller or Carnegie, it used to be incredibly difficult to become rich. Becoming a millionaire wasn’t even a dream or an ambition. It was such an impossibility that it wasn’t worth a moment’s thought.
Because of fantastic collaborative tools such as MindMeister, efficiencies, and a global economy, it’s much easier to become wealthy with much less effort than at any other time in history. As a Cre8tor, you’ll add more excitement and purpose into your life. You will live your passion and make more money.
The benefits to becoming a Cre8tor are clear. Now let me show you step-by-step how to become a Cre8tor. Go to other8hours.com to discover how you can become a Cre8tor and experience new wealth and purpose in your life.
P.S. – As an exclusive bonus, get four free critical resources that will help you live your richest life. Go to other8hours.com to get an Other 8 Hours assessment, poster, video, and audio now!
In his new book, The Other 8 Hours: Maximize Your Free Time to Create New Wealth & Purpose, Robert empowers people to live life to the fullest by radically changing the way they spend “The Other 8 Hours” – the 8 hours not spent sleeping or working. With Robert’s guidance, people will begin looking beyond their job, hour-long commute, credit card debt, or even just that gnawing feeling that life is sometimes passing them by. They’ll get fresh solutions for carving out more time. And they’ll find the inspiration to spend that free time in a more productive way — whether it is starting a business, writing a blog, losing weight, or developing a hobby.
Robert is obsessed with making the most of his other 8 hours to create an ideal life. He’s also obsessed with sharing what he knows, inspiring others to achieve their ideal life, and learning from others who are improving their lives.

Great post Robert!! I’m heading right over to check out your site.
BTW, use MindMeister for the last several months, and is helping my biz partner and I to visualize our thoughts in a new way!!
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Generally I like the concept of having guest posts on a blog.
But I have to say that posts like this which are blatantly written to advertise a product are simply annoying.
I left my RSS reader for two things: To leave this comment and to check if my subscriptions got cracked because I didn’t subscribe to some cheesy self help blog. Even though I didn’t make it past the first 2 paragraphs within my reader, once I was here I read the whole post.
After the last 3 paragraphs it was clear to me that I really should leave this comment and even if it’s just for the purpose of venting my thoughts.
“Go to other8hours.com to discover how you can become a Cre8tor and experience new wealth and purpose in your life.”
That could be a sentence out of any number of spam mails delivered to inboxes worldwide right now.
(IMHO there are lot of things to say that are wrong with this post but I think my opinion on this subject is clear.)
BTW I love mindmeister – keep going!!
I would have to agree with Johannes.
This blog post does nothing good for my impression of Mindmeister. My view is still 99% positive, so no serious harm done
Kind regards
Thanks for your comments Johannes and Thomas. Admittedly, this topic is a bit out of the norm for us to run, but something we felt applicable to a wider group of our users. Some have liked it, others not. Your thoughts and opinions have been duly noted
My god. Who is this oily creep? Tell him to take his hackneyed and cheesy “cre8tor” nonsense and stick it up his second hand car selling arse.