Compulsory insurances

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Compulsory insurances by Mind Map: Compulsory insurances

1. Health insurance

1.1. payer:

1.1.1. Employee: 1,5% of salary for social insurance payment

1.1.2. Employer: 3% of salary for social insurance payment

1.2. Benefit Levels

1.2.1. coming to a same hospital from the registered

1.2.1.1. 100% of medical examination and treatment costs if such costs lower than level provided by the Government or if the medical examination and treatment is at commune hospitals

1.2.1.2. 100% medical examination and treatment costs with regard to the at least 5-year-insured whose contributed medical examination and treatment costs exceeding 6 month base salary

1.2.1.3. 80 % of the medial examination and treatment costs with regard to other insured persons

1.2.2. coming to a same hospital from the registered

1.2.2.1. 40% of the inpatient treatment costs at the central hospitals

1.2.2.2. 60% of the inpatient treatment costs at the provincial hospitals up to 31 December 2020; 100% inpatient treatment costs from January 01, 2021 at all hospitals in Vietnam.

1.2.2.3. 100% medical examination and treatment costs at the district hospitals from 1 January 2016.

2. Unemployment insurance

2.1. Subjects

2.1.1. All employees (except for retiring people and housekeepers) – 1% salary

2.1.2. All Employers – 1% salary

2.1.3. State – 1% total salary

2.2. Benefits

2.2.1. Unemployment allowance.

2.2.2. Job counseling and recommendation support.

2.2.3. Vocational training support

2.2.4. Support for training and re-training to improve qualifications of occupational skills for job maintenance for employees

2.2.5. Health Insurance

2.3. Conditions

2.3.1. Termination of labour contract legally

2.3.2. Full payment of 12 month UI

2.3.3. Having submitted a dossier for receipt of UI

2.3.4. Having not yet found any job after 15 days from date of submission of dossier for receipt of UI

2.4. Unemployment Allowance

2.4.1. equals 60% of the salary of 6 consecutive months before unemployment (but not exceeding 5 times the regional minimum wage)

2.4.2. 3 months if premium paid for between full 12 months and full 36 months and 1 more month for each additional period of payment of full 12 months, totally not exceeding 12 months.

2.4.3. Counted from the 16th day after submission of a complete dossier

3. Upon death of those being entitled to pension

4. Social insurance

4.1. Component funds

4.1.1. Sickness and maternity fund.

4.1.2. Work related accident and occupational disease fund.

4.1.3. Retirement and survivorship allowance fund.

4.2. Contribution rates

4.2.1. Employees: 8% of their monthly salary to the retirement and survivorship allowance fund

4.2.2. Employers: 17,5%

4.2.2.1. 3% to the sickness and maternity fund

4.2.2.2. 0,5% to the work related accident and occupational disease fund

4.2.2.3. 14% to the retirement and survivorship allowance fund

4.3. Benefits under Social Insurance

4.3.1. Sickness regime

4.3.1.1. 75% salary of previous month

4.3.1.2. Calculate on the 24 days per month basis

4.3.2. Maternity regime

4.3.2.1. 100% of average salary of previous six months

4.3.2.2. Calculate on the either 24 days or 30 days per month basis

4.3.3. Work related accident and occupational disease regimes

4.3.4. Retirement regime

4.3.4.1. Having paid for social insurance premiums for at least 20 years

4.3.4.2. male: 60, female: 55

4.3.5. Survivorship allowance regime

4.3.5.1. Funeral Allowance

4.3.5.1.1. Upon death of employees being contributing social insurance premium

4.3.5.1.2. Upon death of employees due to work related accidents or occupational diseases

4.3.5.1.3. 10 times of base salary