Credit Agreement
by NANCY CLARK
1. Annual Percetage Rate
1.1. Terms of Loan
1.1.1. Type of Loans
2. Amount of Debt
2.1. Debt to Payment Ratio
2.1.1. Payments
2.1.2. Terms of Loans
3. Loans
3.1. Terms
3.1.1. Repayment
3.1.1.1. Car loans
3.1.1.1.1. House Loan or Mortgage
4. Credit Reputation
4.1. Good Credit
4.1.1. Reliable to repay
4.1.1.1. Credit worthy
5. Terms and repayments
5.1. Costs
5.1.1. Between the Parties
6. Reasons for Credit
6.1. Buying a house
6.1.1. Buying a car
6.1.1.1. Starting a Business
6.1.1.1.1. Getting a Job
7. Consumer Credit
7.1. Open End Credit
7.1.1. Closed Credit
7.1.1.1. Terms
8. Adustable Rate Mortage
8.1. Fixed Rate
8.1.1. Interest Rate
8.1.1.1. Payment Amounts
9. 5C;s of Credit
9.1. Character
9.1.1. Capacity
9.1.1.1. Capital
9.1.1.1.1. Collateral
10. Credit Bureaus
10.1. Experian
10.1.1. Transunion
10.1.1.1. Equifax