Unit 3 | Money, Finance, and You

1. Expressing buyer's remorse

1.1. 1. It costs so much to maintain.

1.2. 2. It takes up so much room.

1.3. 3. It’s so hard to operate.

1.4. 4. It’s so hard to put together.

1.5. 5. It just sits around collecting dust.

2. Good and Bad Money Management

2.1. Good money management

2.1.1. 1. I live within my means.

2.1.2. 2. I keep track of my expenses.

2.1.3. 3. I save regularly.

2.1.4. 4. I always pay my credit card bills in full.

2.2. Bad money management

2.2.1. 1. I live beyond my means.

2.2.2. 2. I don’t know where the money goes.

2.2.3. 3. I live paycheck to paycheck.

2.2.4. 4. I’m drowning in debt.

3. Understanding idioms and expressions

3.1. 1. way over your budget – more than we can spend

3.2. 2. Astronomical – very, very high

3.3. 3. Chip in – contribute some of the cost

3.4. 4. saved up a little for a rainy day – kept some money in case of an emergency

3.5. 5. Impulse item – something you buy without thinking much about it

3.6. 6. Gimmick (n) – a valueless feature | something that is not serious or of real value that is used to attract people’s attention or interest temporarily, especially to make them buy something

3.7. 7. Have your heart set on – really want

3.8. 8. Word of honor – promise

3.9. 9. Shell out – pay | to pay a sum of money, especially one that seems exorbitant or unfair

3.10. 10. Matter of principle – something that’s right

4. Describing spending styles

4.1. A big spender | a person who regularly spend a lot of money

4.2. Thrifty (adj) ((n) thrift) showing a careful use of money, especially by avoiding waste

4.3. A cheapskate (n) (= tightwad) a person who unwilling to spend money, a stingy person