1. Headings
1.1. Declarations
1.1.1. First part
1.1.2. Statements
1.1.3. Information
1.1.3.1. Loss exposure
1.1.4. Coverage period
1.1.4.1. Time
1.1.4.1.1. Entire life
1.1.4.1.2. Year
1.1.4.1.3. Months
1.1.5. Liability limitations
1.1.5.1. Maximum amount paid
1.1.5.2. Litigations
1.1.5.3. Retained losses
1.1.5.3.1. Predictions
1.2. Insuring agreement
1.2.1. Promise
1.2.1.1. Perils
1.2.1.1.1. Open perils
1.2.1.1.2. Named perils
1.2.1.2. Policy provisions
1.2.1.2.1. Pay
1.2.1.3. Exposures
1.2.1.3.1. Reimbursements
1.2.1.3.2. Direct loss
1.2.1.3.3. Indirect loss
1.2.1.4. Business interruption
1.2.1.4.1. No sales
1.2.1.4.2. Contingent
1.2.1.4.3. Extra expense losses
1.2.1.5. Liability policies
1.2.1.5.1. Property damage
1.2.1.5.2. Bodily injury
1.2.1.5.3. Personal injury
1.2.1.5.4. Punitive damages
1.3. Exclusions
1.3.1. Difficult to identify
1.3.1.1. In some cases
1.3.1.1.1. Scattered information
1.3.2. Reasons
1.3.2.1. Avoid financial catastrophes
1.3.2.2. Limit nonfortuitous events
1.3.2.3. Intentional losses
1.3.2.3.1. Are Excluded
1.3.2.4. Avoid duplications
1.3.2.5. Examples
1.3.2.5.1. Locations
1.3.2.5.2. Perils
1.3.2.5.3. Property
1.3.2.5.4. Losses
1.4. Conditions
1.4.1. Define duties
1.4.2. Proof loss mandates
1.4.2.1. With evidences
1.4.3. Suspensions
1.4.3.1. Coverage triggers
1.4.3.2. Temporary effect
1.4.4. Cooperations
1.4.4.1. Sympathetic
1.4.5. Protection of property
1.4.5.1. Reduce loss
1.4.6. Physical examination
1.4.6.1. Made right
1.4.6.2. Make records
1.4.6.3. Examinations-Oaths
1.4.7. User Must
1.4.7.1. Be aware
1.5. Endorsements and riders
1.5.1. Optional elements
1.5.2. They change
1.5.2.1. Terms
1.5.2.1.1. Property-Casualty
1.5.2.1.2. Life-Health policies
2. A.K.A Policies
3. Links
3.1. Open-peril policy
3.1.1. Wide coverage
3.1.2. Some exclusions
3.1.2.1. Catastrophes
3.1.2.2. Overlappig
3.1.2.2.1. Home
3.1.2.2.2. Automobile
3.2. Full coverage
3.2.1. No mixes
3.2.2. Holistic
3.2.3. Propety-casualty insurance
4. Inside
4.1. Offer and Acceptance
4.2. Applications
4.2.1. Offer
4.2.2. Study
4.2.3. Signature and detail
4.3. Binders
4.3.1. Pre temporary contract
4.3.2. Underwriting
4.3.2.1. No binding
4.3.2.2. Possible cancelation
4.3.3. Written or oral
4.3.3.1. E-mail and phone
4.3.3.1.1. Calls have
4.4. Conditional and binding
4.4.1. No bind when issued
4.4.2. Binding receipt
4.4.2.1. will be paid
4.4.2.2. Interim coverage