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"Paying the Bills" by Andrew Roberts by Mind Map: "Paying the Bills" by Andrew
5.0 stars - 1 reviews range from 0 to 5

"Paying the Bills" by Andrew Roberts



Capital Gains

Holiday Cottage

Bryn Helyg



Tax Credits

Child Benefit



Advice on possible grants and benefits available




Living Willow Wales

AJR Computing


New Business Ideas, "Create and deliver value" - Steve Pavlina, Collaboration

Writing, Nice idea but I'm a techy not a writer


Get a job - yeah, right!

Passive Income Streams - PIS

Online Advertising

Google Adsense

Increase web traffic





Perennial -

Garderner's Royal Benevolent Fund - Support for Agricultural workers

Advice on possible grants and benefits available

Saving Money

Making stuff

Swapping Stuff, Swap books

Freecycle, People list things they no longer want and offer them for free

Free Stuff



Nights Out, From the X Factor auditions to comedy tours, this website offers thousands of free televison and radio audience tickets

Food Shopping, Compare prices and shop at Tesco, Asda, Sainbury’s and Ocado, This website promises to save you £120 or more on your grocery bill by ‘ferreting’ out the best supermarket offers and discounts. You do have to pay to benefit – but at 10p a week (£5.20 a year) it’s not exactly going to break the bank., Searches current supermarket and off-licence wine offers before they happen., Now delivering to Lampeter - apparently, wouldn't recognise my postcode although I've seen the vans in Lampeter

Wholesalers, Suma, Good Food Distributors




Unit Trusts

UK - Risk 4

Global - Risk 5

Fixed Interest Bonds

Government Gilts - Risk 2

Corporate Bonds - Risk 3

Guaranteed Equity Bonds / Structured Products

Distribution Funds - Risk 2.5

Investment Trusts - Risk 4

Guaranteed Income Bonds

Guaranted income over a certain period, however usually very low. More of an obsolete traditional option

Indidual Shares - Risk 5

Mixed Portfolio based on risk aversion

Inflation - CPI = 3% Oct 2010

Investment has to return more than this or it is decreasing in value in real terms

Buying and Selling online

Fans of say it’s changed their lives – or, at least, changed their daily schedules. Each night at 11:59pm, one deal will be put online with an attention-grabbing price tag. This offer will either last until 11:59 the next night, or until it has sold out. The site buys up bankrupt, overstock, clearance and closeout consumer electronics products, and then sells it to you. The real draw is when the site holds a ‘Boffer Off’ – this means that as soon as an item sells out, it will be replaced instantly for up to 72 hours or until the stock runs out. This website sells lost property that's handed in to the police and not claimed after a month, as well as seized and shop-lifted goods.

Savings Account - Risk 1

At the moment interest rates are low so better off paying off the mortgage

Capitalise on Hobbies





Living Willow Structures

Playing Guitar


Bartering and Trading

Local Exchange Trading Systems - LETS

Just for the Love of it

Freecomony Community started by Mark Boyle the famous moneyless man, where people can offer their skills for free - "giving forward" rather than trading

Don't try to earn money - create and deliver value


Renewable Heating Initiative - RHI

Feed In Tariffs - FIT

Saving on Energy Bills