Financial Debt

1. Make an emergency fund

1.1. Fix kitchen cabinets

1.2. Task #2

1.3. Task #3

2. Pay bills before spenditure

2.1. Gas

2.2. Utilities

2.3. Rent

3. Use generic brands

3.1. Hygeine products

3.2. Toiletries

4. Avoid dining out

4.1. Cook at home

5. Avoid unnecessary shopping

5.1. Accessory shopping

5.2. Clothes shopping

6. Avoid opening unnecessary revolving accounts

6.1. Set up dentist appointment

6.2. Task #2

6.3. Task #3

7. Eliminate unecessary bills

7.1. Netflix

7.2. Cable/Wfi

8. Work overtime, earn more money