Having a child
by Lindsey Wicks
1. [School fees](https://library.croneri.co.uk/navigate-taxi/po-heading-id_gVlt5Qta4EuxBA6q-8Z02g)
1.1. Saving
1.2. Taking a loan
1.3. Using income
1.4. Trusts
1.5. Payment of fees in advance
1.6. Scholarships and bursaries
2. [Childcare](https://library.croneri.co.uk/navigate-taxi/po-heading-id_WEOLzT5pUE2v3SqRZoRLqQ)
2.1. Tax-free childcare
2.2. 30 hours free childcare
2.3. Childcare vouchers and employer-provided childcare
2.4. Universal credit and tax credits
3. [University fees](https://library.croneri.co.uk/navigate-taxi/po-heading-id_sgs28FEmFU-_PbCy4vdUDQ)
3.1. Student loans
3.2. Employer funding of university courses
4. [Junior ISA](https://library.croneri.co.uk/navigate-taxi/po-heading-id_KYFu1W1DzkufHelUbLC1xQ)
5. [Pensions](https://library.croneri.co.uk/navigate-taxi/po-heading-id_doCDUr6q_kaCvnE9wzUs5w)
6. [Child benefit](https://library.croneri.co.uk/navigate-taxi/po-heading-id_bqbpXXoS0Uai1ySUsmuE-Q)
6.1. Claiming child benefit (rates and how to claim)
6.2. Income tax charge for high earners (the high income child benefit charge (HICBC))
6.3. Electing not to receive child benefit
7. [Advising the client](https://library.croneri.co.uk/navigate-taxi/po-heading-id_CjrY7V_slEO0tnk7kaJKKw)
8. [Tax on income of children](https://library.croneri.co.uk/navigate-taxi/po-heading-id_gH0tII9j6UyiHxUpbBRsEw)
9. [Trusts for children]( https://library.croneri.co.uk/navigate-taxi/po-heading-id_vmi2Mzk5AUKm_3r8q2DvBw )
9.1. Reasons for using a trust
9.2. Income tax implications of UK trusts
9.3. Capital gains tax implications of UK trusts
9.4. Non-business asset gift relief
9.5. Trusts and IHT charges
10. [Capital gains tax for children](https://library.croneri.co.uk/navigate-taxi/po-heading-id_hio0YOWQWkCzeZtEL0wlBQ)
11. [Inheritance tax on gifts to children](https://library.croneri.co.uk/navigate-taxi/po-heading-id_qgX2sYcRl0uEQ6n0Fonwhw)
12. [Will planning](https://library.croneri.co.uk/navigate-taxi/po-heading-id_n4EvRlpUjUasGhxBq8OeLA)
13. [Maternity pay](https://library.croneri.co.uk/navigate-taxi/po-heading-id_PMy9ZUZcjka3TMKHK-ClwQ)