Working Professional

1. Education

1.1. depends on Family situation we close education / and thinks about parents proparties not generated

2. Job

2.1. Fresher level

2.1.1. 23-28yrs

2.1.1.1. Happy moments

2.2. Mid level

2.2.1. marriage

2.2.1.1. Children

2.2.1.2. Home

2.2.1.2.1. EMI

2.2.1.3. CAR

2.2.1.3.1. EMI

2.2.1.4. Family responsibility

2.2.1.5. Any reqirement Persanol Loan EMIS

2.2.2. 50-60k salary

2.2.2.1. Starts the Fear Inside

2.2.2.2. struck in Comfortzone

2.3. Sr.Level

2.3.1. More responsibilities

2.3.1.1. Higher education

2.3.1.1.1. Kids marriage

2.3.2. Starts Health issues

2.3.3. Old age parents

2.3.4. Yeong kids desires

2.3.5. Reqirement basis EMIs

3. Family responsebility

3.1. Kids Moves to Jobs/ Abroad

3.2. retirement / Job Uncertenity

3.3. Insecure private Jobs

3.4. No Retirement Plan @ 50

3.4.1. Now thinks what to do ?

4. Over all Problems are

4.1. Lack of time for side hustle: Busy schedule with current job leaves limited time to start or scale side income. structured strategy or roadmap to generate additional income. Lack of motivation or accountability: Not staying disciplined or consistent in executing plans due to lack of support or motivation.

4.2. Limited financial literacy: Difficulty in understanding complex financial instruments and investment opportunities.