Money Strategies FiClub.org

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1. Savings

1.1. Emergency Funds

1.1.1. CASH CRUNCH: Desperate measures

1.1.2. Start now!

1.1.2.1. Jar

1.1.2.1.1. Open an account

1.1.3. Automatic savings

1.2. Insurance

1.2.1. Life insurance

1.2.1.1. Tax Aspects

1.2.2. Disability

1.2.3. Long Term Care

1.3. Retirement Accounts

1.3.1. Automate this too!

1.3.2. IRAs crash course (5 min video)

1.3.3. 401k - at min., catch employer match

1.3.4. Retirement accounts for self-employed

1.4. Financial Instruments & Risk

1.4.1. Selecting a financial advisor

1.4.2. Time horizon, expected returns, diversification, asset allocation

1.4.3. Fees & Expenses Eat Into Returns

1.5. Ethical or Socially Responsible Investing

1.5.1. OpenInvest- The Impact Investing Robo Advisor

1.5.2. The Forum for Sustainable and Responsible Investment

1.5.3. Invest in progress - Swell

1.5.4. Investing on Autopilot | Wealthsimple

1.6. Investing in Peer-to-peer Loans

1.6.1. Prosper

1.6.2. LendingClub

1.6.3. Learn More:

1.6.3.1. P2P-Banking

1.6.3.2. Peer to Peer Lending & P2P Investing - Lend Academy

1.6.3.3. Wiseclerk.com :: Index

1.7. Real Estate Investing

1.7.1. Podcasts

1.7.1.1. Bigger Pockets

1.7.2. Classes

1.7.2.1. Bigger Pockets

1.7.3. Tax law changes

1.7.4. Calculator: buy vs rent

1.7.5. Financial Calculators

1.8. Investing in a Business

1.8.1. Franchises

1.8.2. Starting with a side-gig before jumping in

1.9. Estate Planning

1.9.1. Trusts

1.9.2. Understanding Taxes

2. Debts

2.1. Making Payments

2.1.1. Automate minimum payments

2.1.2. "Snowball method"

2.1.3. "High interest rate first"

2.2. Credit Scores

2.2.1. Credit repair

2.2.2. CreditKarma

2.3. Credit Cards & Balance Transfers

2.3.1. Best Cash Back Deals

2.3.2. Too many cards?

2.4. Refinancing

2.4.1. Peer-to-peer Loans

2.4.2. Best Debt Consolidation Loans

2.5. Negotiations & Settlements

2.5.1. Dealing with Collections

2.6. Bankruptcy

2.6.1. Impact on Credit Scores

3. Income

3.1. Employment Status

3.1.1. Unemployed

3.1.1.1. Hopelessness

3.1.1.2. GO-TO CAREER RESILIENCE RESOURCES

3.1.2. Self-employed

3.1.2.1. Grow your business - Marketing

3.1.2.1.1. Strategies

3.1.2.1.2. SBDC BLOG

3.1.2.2. Tax considerations for S.E.

3.1.2.3. Resources

3.1.2.3.1. SCORE

3.1.2.3.2. SBDC

3.1.2.3.3. SBA

3.1.2.3.4. IRS small business tax center

3.1.3. Salaried

3.1.3.1. Career Resillience

3.1.3.1.1. Have a career plan - action steps

3.1.3.1.2. Jewish Vocational Services accelerator

3.1.3.1.3. Craigslist Jobs

3.1.3.1.4. Indeed.com Bay Area Jobs

3.1.3.1.5. BayAreaJobFinder

3.1.3.1.6. BayAreaCareers

3.1.3.1.7. http://www.jibberjobber.com/login.php

3.1.3.1.8. Recruiter: https://www.roberthalf.com/

3.1.3.1.9. JobForum

3.1.3.1.10. HireClub.com

3.1.3.1.11. http://eparachute.com/

3.1.3.2. Lack of time

3.1.3.2.1. Better planning / time mgmt

3.1.3.2.2. Accountability

3.1.4. Dependent / Student

3.1.5. Retired

3.1.5.1. http://www.aarp.org/work/working-after-retirement/info-2016/10-interesting-jobs-for-retirees.html

3.2. Other Types of Income

3.2.1. Gigs

3.2.1.1. Work as an Extra

3.2.1.2. Craigslist

3.2.1.3. Drive Uber / Lyft

3.2.1.4. Fiverr

3.2.1.5. UpWork

3.2.2. Survey & Focus Group

3.2.3. Freelancing

3.2.3.1. Getting Paid: Paypal

3.2.4. Crafts & Selling

3.2.4.1. Garage sale

3.2.4.2. Write a book

3.2.4.3. Make things

3.2.4.4. Declutter - sell

3.2.5. Rent

3.2.5.1. Airbnb

3.2.6. Hobbies

3.2.6.1. Focus on what makes you happy

4. Expenses

4.1. Home

4.1.1. Co-housing / roommate

4.1.2. Cut expenses by moving

4.1.3. Air BnB & short-term rentals

4.1.4. Avoid rookie home-buying mistakes

4.2. Food & Dining

4.2.1. Healthy & Cheap Recipes at home

4.2.2. Transition: Try HomeChef, BlueApron

4.2.3. Soup Sunday

4.2.4. Develop "take lunch to work" habit

4.3. Travel

4.3.1. Hopper App

4.3.2. Swagbucks + Expedia/Priceline

4.3.3. Rent out your car!

4.3.4. Avoid foreign transaction fees

4.3.5. Compensation for flight delays

4.4. Health & Fitness

4.4.1. Check science before buying supplements

4.4.1.1. Want to be healthy? Kill your TV

4.5. Business Services

4.5.1. Guidelines for selecting vendors

4.6. Shopping

4.6.1. Planning vs impulse

4.6.2. Online Shopping: Get Honey

4.7. Bills & Utilities

4.8. Personal Care

4.8.1. Swagbucks + Living Social

4.9. Education

4.10. Taxes

4.10.1. US Expats

4.11. Gifts & Donations

4.11.1. Remember tax deduction

4.11.2. In kind gifts

4.11.3. Donating investments vs cash

4.12. Auto & Transport

4.12.1. Walk to work

4.12.2. Bicycle

4.12.3. Flex schedule (4X10)

4.12.4. Carpool

4.13. Financial

4.13.1. See also our Savings/Investment section

4.13.2. Use credit cards that offer cash-back

4.14. Fees & Charges

4.15. Entertainment

4.16. Uncategorized

5. CORE

5.1. Tracking with Mint / Excel

5.1.1. How to video

5.1.2. Concerns about Privacy

5.1.3. Alternatives to Mint.com

5.2. Habits

5.2.1. Behavior = (Motivation X Ability) + Triggers

5.2.2. Transform your Habits - James Clear ebook

5.3. Create Strategies

5.3.1. Work with a peer-coach

5.3.2. Use Triggers and Reminders

5.3.3. Automate - avoid "decision fatigue"

5.3.4. Implementation Intention

5.4. Awareness or Mindfulness

5.4.1. Meditation

5.4.2. Routines

5.4.2.1. Monthly scan of expenses

5.4.2.2. Quarterly check-in: measure against goals - 4+CORE review

5.5. Self-care

5.5.1. Exercise

5.5.2. Eating healthy

5.5.3. Sleep

5.5.3.1. Know your chronotype

5.5.4. Hydration

5.5.5. Emotional self-care