"Paying the Bills" by Andrew Roberts

Various ways to generate income and hang onto what you've already got

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"Paying the Bills" by Andrew Roberts by Mind Map: "Paying the Bills" by Andrew Roberts

1. Property

1.1. Llwyncelyn

1.1.1. Capital Gains

1.1.2. Holiday Cottage

1.2. Bryn Helyg

2. Benefits

2.1. Tax Credits

2.2. Child Benefit

2.3. JSA

2.4. HMRC

2.5. Turn2us.org.uk

2.5.1. Advice on possible grants and benefits available

2.6. CSA

3. Passive Income Streams - PIS

3.1. Online Advertising

3.1.1. Google Adsense

3.1.2. Increase web traffic

4. Commodities

4.1. Gold

4.2. Grain

5. Grants

5.1. Perennial -

5.1.1. Garderner's Royal Benevolent Fund - Support for Agricultural workers

5.2. Turn2us.org.uk

5.2.1. Advice on possible grants and benefits available

6. Equities

6.1. Unit Trusts

6.1.1. UK - Risk 4

6.1.2. Global - Risk 5

6.2. Fixed Interest Bonds

6.2.1. Government Gilts - Risk 2

6.2.2. Corporate Bonds - Risk 3

6.3. Guaranteed Equity Bonds / Structured Products

6.4. Distribution Funds - Risk 2.5

6.5. Investment Trusts - Risk 4

6.6. Guaranteed Income Bonds

6.6.1. Guaranted income over a certain period, however usually very low. More of an obsolete traditional option

6.7. Indidual Shares - Risk 5

6.8. Mixed Portfolio based on risk aversion

6.9. Inflation - CPI = 3% Oct 2010

6.9.1. Investment has to return more than this or it is decreasing in value in real terms

7. Savings Account - Risk 1

8. Renewables

8.1. Renewable Heating Initiative - RHI

8.2. Feed In Tariffs - FIT

8.3. Saving on Energy Bills

9. Pension

10. Earned

10.1. Self-Employment

10.1.1. Living Willow Wales

10.1.2. AJR Computing

10.1.3. Rejuvanessence

10.1.4. New Business Ideas

10.1.4.1. "Create and deliver value" - Steve Pavlina

10.1.4.2. Collaboration

10.1.5. Writing

10.1.5.1. Nice idea but I'm a techy not a writer

10.2. Employment

10.2.1. Get a job - yeah, right!

11. Saving Money

11.1. Making stuff

11.2. Swapping Stuff

11.2.1. Readitswapit.co.uk

11.2.1.1. Swap books

11.2.2. Freecycle

11.2.2.1. People list things they no longer want and offer them for free

11.3. Free Stuff

11.3.1. www.Searchfreebies.co.uk

11.4. Communications

11.4.1. Skype

11.5. Nights Out

11.5.1. ApplauseStore.com

11.5.1.1. From the X Factor auditions to comedy tours, this website offers thousands of free televison and radio audience tickets

11.6. Food Shopping

11.6.1. mysupermarket.co.uk

11.6.1.1. Compare prices and shop at Tesco, Asda, Sainbury’s and Ocado

11.6.2. Fixtureferrets.co.uk

11.6.2.1. This website promises to save you £120 or more on your grocery bill by ‘ferreting’ out the best supermarket offers and discounts. You do have to pay to benefit – but at 10p a week (£5.20 a year) it’s not exactly going to break the bank.

11.6.3. Quaffersoffers.co.uk

11.6.3.1. Searches current supermarket and off-licence wine offers before they happen.

11.6.4. Asda.com

11.6.4.1. Now delivering to Lampeter - apparently, wouldn't recognise my postcode although I've seen the vans in Lampeter

11.6.5. Wholesalers

11.6.5.1. Suma

11.6.5.2. Good Food Distributors

11.7. Vouchers

11.7.1. Vouchercodes.co.uk

11.8. Holidays

11.8.1. UKholidayswapshop.co.uk

12. Buying and Selling online

12.1. eBay.co.uk

12.2. Boffer.co.uk

12.2.1. Fans of boffer.co.uk say it’s changed their lives – or, at least, changed their daily schedules. Each night at 11:59pm, one deal will be put online with an attention-grabbing price tag. This offer will either last until 11:59 the next night, or until it has sold out. The site buys up bankrupt, overstock, clearance and closeout consumer electronics products, and then sells it to you. The real draw is when the site holds a ‘Boffer Off’ – this means that as soon as an item sells out, it will be replaced instantly for up to 72 hours or until the stock runs out.

12.3. BumblebeeAuction.co.uk

12.3.1. Bumblebeeauctions.co.uk This website sells lost property that's handed in to the police and not claimed after a month, as well as seized and shop-lifted goods.

13. Capitalise on Hobbies

13.1. Computers

13.2. Paragliding

13.3. Snowboarding

13.4. Crossstitch

13.5. Living Willow Structures

13.6. Playing Guitar

13.7. Reading

14. Bartering and Trading

14.1. Local Exchange Trading Systems - LETS

14.2. Just for the Love of it

14.2.1. Freecomony Community started by Mark Boyle the famous moneyless man, where people can offer their skills for free - "giving forward" rather than trading

14.3. SwapASkill.com

15. Don't try to earn money - create and deliver value