Mr Loisel

1. content with his simple lifestyle

1.1. enjoys the modest food on his table

1.2. doesn't predict his wife always wants more

2. generous

3. hardworking

3.1. works hard for years to pay the debt

4. little clerk in the ministry of Education

5. in love with his wife

5.1. sacrifices his dream of owning a weapon in order to buy her a dress

5.2. manages to get an invitation to a high class event

5.3. gets indebted and works hard to pay off the debts to pay for the necklace

6. practical / realistic