1. benetha:want mama to keep the money also for herself but also needs money to pay for her school to become a doctor
2. walter:wants the incuance money for a to start a liquor store
3. mama doesn't think her kids are going to survive till next summer but they do and they all move into the hosue mama put a down payment on but walter lost $6000 of the money
4. ruth:wants mama to keep her money because it is her husbands money from his death