Banking products and services

1. Ways in which you can borrow

1.1. To get a loan

1.2. To owerdraw

2. Loans

2.1. Вusiness

2.1.1. Short term

2.1.2. Long term

2.1.3. A line of credit

2.1.3.1. Сlosed-end

2.1.3.2. Оpen-end

2.2. Consumer

2.2.1. Installment credit

2.2.2. Mortgage loan

3. Еlectronic banking

3.1. Remote terminal transaction

3.1.1. ATM

3.1.2. POS terminal

3.2. Telephone transaction

3.3. Transaction via the Internet

4. Services

4.1. Fidiciary activities

4.2. Bank trust divisions

4.3. Issue letters of credit backstopping

4.4. Trustees

5. Functions

5.1. Thrift

5.2. Credit

5.3. Payment

5.4. Сash management

5.4.1. Umbrella term

5.5. Underwriting

5.6. Investment/planning

5.7. Вrokerage

5.8. Insurance

5.9. Trust

6. Deposit account

6.1. Transaction account

6.1.1. Non-interest earning checking account

6.1.2. Interest earning checking account

6.1.3. Payments

6.1.3.1. Direct debit

6.1.3.2. Standing order

6.2. Saving account

6.2.1. Time deposit account

6.2.1.1. Early withdrawal penalty