Kara and Jess

1. Cash Flow

2. Goals

3. Wheel of Life

4. Assets

5. Hobbies

5.1. Kara: play flute in ensemble, go back for PhD; volunteer as docent in science museum

5.2. Jess: get back into shape; make time for cycling

5.3. skiing

6. me

7. Family/Values

7.1. Beruria born 2006

7.2. Toby born 2003

7.3. Kara: stability, meaningful work, family, community, helping others

7.4. Jess: meaningful work, relationships, stability, diversity, family

8. Taxes

8.1. not fully funding 401(s)

8.2. options exercise, RSUs trigger income

9. Comm Preferences

9.1. Jess: avid reader; learns all ways

9.2. Jess: doesn't like change; avoidant

9.3. Jess: big picture; more of a thinker than doer

9.4. Jess: has a lot of shame about money

9.5. Kara: visual and kinesthetic learner; can be flexible about change

9.6. Kara: also avoids change; she's a doer, is detail oriented; she is motivated by recognition

9.7. Kara has anxiety about money; needs clarity and perspective