"Paying the Bills" by Andrew Roberts
Property
Llwyncelyn
Capital Gains
Holiday Cottage
Bryn Helyg
Pension
Benefits
Tax Credits
Child Benefit
JSA
HMRC
Turn2us.org.uk
Advice on possible grants and benefits available
CSA
Earned
Self-Employment
Living Willow Wales
AJR Computing
Rejuvanessence
New Business Ideas, "Create and deliver value" - Steve Pavlina, Collaboration
Writing, Nice idea but I'm a techy not a writer
Employment
Get a job - yeah, right!
Passive Income Streams - PIS
Online Advertising
Google Adsense
Increase web traffic
Commodities
Gold
Grain
Grants
Perennial -
Garderner's Royal Benevolent Fund - Support for Agricultural workers
Turn2us.org.uk
Advice on possible grants and benefits available
Saving Money
Making stuff
Swapping Stuff
Readitswapit.co.uk, Swap books
Freecycle, People list things they no longer want and offer them for free
Free Stuff
www.Searchfreebies.co.uk
Communications
Skype
Nights Out
ApplauseStore.com, From the X Factor auditions to comedy tours, this website offers thousands of free televison and radio audience tickets
Food Shopping
mysupermarket.co.uk, Compare prices and shop at Tesco, Asda, Sainbury’s and Ocado
Fixtureferrets.co.uk, This website promises to save you £120 or more on your grocery bill by ‘ferreting’ out the best supermarket offers and discounts. You do have to pay to benefit – but at 10p a week (£5.20 a year) it’s not exactly going to break the bank.
Quaffersoffers.co.uk, Searches current supermarket and off-licence wine offers before they happen.
Asda.com, Now delivering to Lampeter - apparently, wouldn't recognise my postcode although I've seen the vans in Lampeter
Wholesalers, Suma, Good Food Distributors
Vouchers
Vouchercodes.co.uk
Holidays
UKholidayswapshop.co.uk
Equities
Unit Trusts
UK - Risk 4
Global - Risk 5
Fixed Interest Bonds
Government Gilts - Risk 2
Corporate Bonds - Risk 3
Guaranteed Equity Bonds / Structured Products
Distribution Funds - Risk 2.5
Investment Trusts - Risk 4
Guaranteed Income Bonds
Guaranted income over a certain period, however usually very low. More of an obsolete traditional option
Indidual Shares - Risk 5
Mixed Portfolio based on risk aversion
Inflation - CPI = 3% Oct 2010
Investment has to return more than this or it is decreasing in value in real terms
Buying and Selling online
eBay.co.uk
Boffer.co.uk
Fans of boffer.co.uk say it’s changed their lives – or, at least, changed their daily schedules. Each night at 11:59pm, one deal will be put online with an attention-grabbing price tag. This offer will either last until 11:59 the next night, or until it has sold out. The site buys up bankrupt, overstock, clearance and closeout consumer electronics products, and then sells it to you. The real draw is when the site holds a ‘Boffer Off’ – this means that as soon as an item sells out, it will be replaced instantly for up to 72 hours or until the stock runs out.
BumblebeeAuction.co.uk
Bumblebeeauctions.co.uk This website sells lost property that's handed in to the police and not claimed after a month, as well as seized and shop-lifted goods.
Savings Account - Risk 1
At the moment interest rates are low so better off paying off the mortgage
Capitalise on Hobbies
Computers
Paragliding
Snowboarding
Crossstitch
Living Willow Structures
Playing Guitar
Reading
Bartering and Trading
Local Exchange Trading Systems - LETS
Just for the Love of it
Freecomony Community started by Mark Boyle the famous moneyless man, where people can offer their skills for free - "giving forward" rather than trading
