Guides

1. FHB

1.1. Tips for first home buyers looking for a mortgage

1.2. Do first home buyers pay stamp duty?

1.3. How much is the first home owners grant?

1.4. Who is eligible for the first home owners grant?

1.5. First Home buyers checklist

1.6. First home owner grant 101

1.7. How guarantors help first home owners

1.8. First home buyer saving scheme

1.9. How much is the first home owner grant in Victoria?

1.10. How much is the first home owner grant in New South Wales?

1.11. How much is the first home owner grant in Western Australia?

1.12. How much is the first home owner grant in South Australia?

1.13. How much is the first home owner grant in Tasmania?

1.14. How much is the first home owner grant in Queensland?

1.15. How much is the first home owner grant in Act?

1.16. How much is the first home owner grant in NT?

2. Interest rates / Repayments

2.1. How long does a mortgage take to pay off?

2.2. How to predict interest rates?

2.3. When will interest rates rise in Australia?

2.4. Will interest rates rise or go down?

2.5. How to calculate monthly payment with interest rate

2.6. How to calculate home loan interest?

2.7. How you could pay off your home loan early

2.8. How to manage your home loan with a growing family

3. LMI

3.1. How to calculate lenders mortgage insurance?

3.2. How much is mortgage insurance?

3.3. How mortgage insurance can help

4. Deposit / Saving / Managing home loans

4.1. Best way to save for a house?

4.2. How to save for a house

4.3. How much can I afford?

4.4. Can I afford to buy a house?

4.5. Can I get a mortgage without a deposit under 20%?

4.6. How much deposit do I need for a home loan?

4.7. Can you buy a home with no deposit?

4.8. 3month prep guide to get ready for your home loan

4.9. Stick to your budget this silly season

5. Conditional approval

5.1. 4 reasons to get your home loan pre-approval before attending an Auction.

6. Buying / Bought a home

6.1. The moving home checklist

6.2. I’ve bought my home. Now what happens?

6.3. Getting ready for settlement day

7. Mortgage broker

7.1. What does a mortgage broker do?

7.2. Questions to ask your mortgage broker

7.3. Should you use a mortgage broker?

7.4. How to find a mortgage broker

7.5. Why use a mortgage broker?

8. Understanding / Compare home loans

8.1. How to calculate a home loan?

8.2. How to compare home loans?

8.3. Which home loan is best for me?

8.4. What are the pros and cons of a fixed rate home loan?

8.5. How to compare bank mortgage rates?

8.6. What are the pros and cons of variable rate home loans?

8.7. Understanding the home loan process

9. Taxes and other fees

9.1. What are stamp duty exemptions?

9.2. How to calculate stamp duty?

9.3. Your guide to stamp duty and other upfront costs

9.4. What is stamp duty?

9.5. Is stamp duty tax deductible?

9.6. How to avoid stamp duty?

9.7. How to consolidate your debt well before tax time

9.8. Do you pay stamp duty when selling a house?

9.9. How much is stamp duty in Act?

9.10. How much is stamp duty in NT?

9.11. How much is stamp duty in Victoria?

9.12. How much is stamp duty in New South Wales?

9.13. How much is stamp duty in Western Australia?

9.14. How much is stamp duty in Tasmania?

9.15. How much is stamp duty in South Australia?

9.16. How much is stamp duty in Queensland?

9.17. How to calculate the land tax in NSW?

9.18. How to calculate the land tax in WA?

9.19. How to calculate the land tax in Victoria?

10. Good to know

10.1. What do I need to get a home loan?

10.2. How to get a home loan

10.3. What type of home loan is right for me?

10.4. What are LMI and LVR?

10.5. Should I go with a variable, fixed or split interest rate loan?

10.6. What is conditional approval?

10.7. What is the difference between offset and redraw?

10.8. What is a comparison rate?

10.9. What is variable interest rate?

10.10. What is a mortgage offset account?

10.11. What are interest rates?

10.12. How banks and lenders decide how much you can borrow

11. Refinancing

11.1. When should you refinance your home loan?

11.2. Why refinance your home loan?

12. Dump

12.1. How much is the average mortgage in Australia?

13. Investing

13.1. How to use your home equity to buy an investment property?

13.2. First home buyers stamp duty exemption on an investment property?

13.3. What is rentvesting?

14. Selling

14.1. Upgrading your home: should you sell or keep your current property?

14.2. A 7-step checklist for selling your home

15. Renovating

15.1. Should I renovate?

15.2. How do I get finance to renovate?

15.3. What is reverse mortgage?