1. Financial Health Check!
1.1. Financial Ratio
1.1.1. Cash flow ratio
1.1.2. Balance sheet ratio
1.2. Budgetting
1.2.1. Set up spending priorities
1.2.2. Allocate your income
1.2.3. Evaluate what you spend
1.2.4. Pay yourself first
2. Risk management
2.1. Factors
2.1.1. Internal
2.1.1.1. Ability
2.1.1.2. Willingness
2.1.2. External
2.1.2.1. Frequency
2.1.2.2. Severity
2.2. Techniques
2.2.1. Avoid?
2.2.2. Reduce?
2.2.3. Accept?
2.2.4. Transfer?
3. Investment
3.1. Strategy
3.1.1. Tactical
3.1.2. Strategic
3.1.3. Constant-weighted
3.1.4. Integrated asset allocation
3.1.5. Dynamic
3.2. $1 to $2
3.2.1. Rule 72
3.3. The silence killer
3.3.1. Inflation
3.4. TÎMË
3.4.1. Tax
3.4.2. Inflation
3.4.3. Mistake
3.4.4. Emergency fund
3.5. Wealth Building
3.5.1. Investment
3.5.1.1. Saving
3.5.1.1.1. Income
3.6. Is an ÄRT
3.6.1. Amount
3.6.2. Risk-Reward
3.6.3. Time
3.7. Economic
3.7.1. Finanical market
3.7.1.1. Good
3.7.1.2. Stagnant
3.7.1.3. Bad
3.8. When to Exit
3.8.1. When original objective is met
3.8.2. When you need the money
3.8.3. Rebalance to meet the changing needs
3.8.4. When investment is a poor choice
3.8.5. Cut loss to prevent loss
3.8.6. When investment underperformed
3.8.7. When market condition change
3.8.8. When you are near your goal
4. Saving
4.1. Education Planning
4.1.1. Age to Matriculation
4.1.2. Which University?
4.1.3. Current cost?
4.1.4. Inflation?
4.1.5. Other concerns
4.1.6. Funding Options
4.2. Pay yourself first
4.2.1. Save first?
4.2.2. Spend first?
5. GOAL
5.1. 3 steps
5.1.1. Where are you NOW?
5.1.2. Where are you heading to?
5.1.3. How to achieve it?
5.2. S.M.A.R.T.
5.2.1. Specific
5.2.2. Measurable
5.2.3. Achievable
5.2.4. Realistic
5.2.5. Time
5.3. financial objectives
5.3.1. Wealth maintenance
5.3.2. Wealth accumulation
5.3.3. Wealth protection
5.3.4. Wealth enhancment
5.3.5. Wealth distribution
6. Estate planning
6.1. Solution
6.1.1. Preserve
6.1.2. Protect
6.1.3. Perpetuate
6.2. Issues
6.2.1. Conflicts
6.2.2. Cost
6.2.3. Confusion
6.3. Challenges
6.3.1. Defer
6.3.2. Decrease
6.3.3. Dump
7. For more details
7.1. Want More ideas?
7.2. Have a chat with Chew Hock Beng
7.3. +65 9389 7915
7.4. or eMail
8. Debt Management
8.1. Tenure
8.1.1. Medium
8.1.2. Short
8.1.3. Long
8.2. Interest rate
8.2.1. Fixed
8.2.2. Flexible
8.3. Repayment
8.3.1. Fixed
8.3.2. Extra
8.3.3. "Knock Off"
8.4. Economic
8.4.1. Rising
8.4.2. Sideway
8.4.3. Descending
9. Cash Flow
9.1. INflow
9.2. OUTflow
10. Net Worth
10.1. Assets
10.1.1. Liquid
10.1.2. Invested
10.1.3. Personal
10.2. Liabilities
10.2.1. Short
10.2.2. Long
11. MIND.Desire.SELF.
11.1. Own it
11.1.1. Psychological
11.1.2. Emotional muscle
11.2. Plan it
11.2.1. LR Brainer
11.2.2. Visionary
11.3. Do it
11.3.1. Finanical muslce
11.4. Tools
11.4.1. DISC Profile
11.4.2. TQ
12. Resource Center
12.1. CHB Resource Data & Info Tech
13. Service modeling
13.1. Right Mindset
13.2. Service deliverables
13.3. Value proposition
13.4. Work system
13.4.1. Embrace technology