Use another person's access

1. consequences

1.1. The person can take your identification

1.1.1. They can get important information on you

1.1.1.1. Take money from you

1.1.1.2. You and them can get into serious trouble

2. if you don't do it

2.1. No one can get your personal information

2.1.1. You won’t get into trouble

2.1.1.1. You wont have to deal with ppl stealing your money online